How to Get Dollar Card in Nigeria Online Easily (2024)
Getting a dollar card in Nigeria has become increasingly important as more people are engaging in international transactions. With the rise of e-commerce and online shopping, having a virtual dollar card is now a necessity for individuals and businesses who want to pay for products and services from vendors around the world. Fortunately, there are several platforms that offer dollar card services in Nigeria, making it easy for people to get a virtual dollar card online.
SpectroCard, ALAT, Wallet, Barter by Flutterwave, Chipper Cash Visa Virtual Card, Payday, Geepay Africa, and Changera are some of the digital platforms that offer virtual dollar card services in Nigeria. These platforms allow users to create and fund their virtual dollar cards online, making it easy for them to pay for products and services from vendors around the world. In addition, the virtual dollar cards offered by these platforms are not affected by the ever-fluctuating exchange rates or Naira debit card limits, which can affect how people make payments.
WHAT IS A DOLLAR CARD?
A dollar card is a payment card that allows users to make transactions in US dollars (USD) without the need for a physical presence in the United States. It can be a debit card, a virtual card, a physical card, or a non-physical card.
A debit card is linked to a bank account and allows users to spend the money they have in their account. A virtual card is a non-physical card that can only be used for online transactions. A physical card is a plastic card that can be used at ATMs, Point of Sale (POS) terminals, and for online transactions. A non-physical card is a card that is not physically present, but can be used for online transactions.
In Nigeria, dollar cards are becoming increasingly popular due to the ease of making international transactions without the need for a physical presence in the United States. Virtual dollar cards are especially popular because they can be easily obtained online and do not require a physical visit to a bank.
There are several providers of virtual dollar cards in Nigeria, including Barter by Flutterwave, Chipper Cash Visa Virtual Card, ALAT Virtual Dollar Card, Payday, Geepay Africa, and Changera. These virtual dollar cards allow users to make seamless payments online without being affected by ever-fluctuating exchange rates or Naira debit card limits which can affect how payments are made.
WHY GET A DOLLAR CARD IN NIGERIA?
In today’s digital age, everything seems to be going online, and the need for a dollar card cannot be overemphasized. A dollar card is a virtual or physical card that allows you to make online transactions in US dollars. Here are some reasons why you should get a dollar card in Nigeria:
SHOP ONLINE ON INTERNATIONAL WEBSITES
With a dollar card, you can shop online on international websites like Amazon, AliExpress, and Alibaba, which are not available in Nigeria. You can also make payments for online subscriptions like Spotify, Apple Music, Google Play, and Netflix.
EASY ACCESS TO INTERNATIONAL MARKETS
A dollar card gives you easy access to international markets, allowing you to buy products and services from anywhere in the world. It also enables you to make international transactions without the need for a physical bank account in the country where the transaction is taking place.
SEAMLESS ONLINE PAYMENTS
A dollar card allows you to pay for Facebook Ads, Google Ads, Web hosting services and Apple subscriptions. It also makes it easy to shop online on international websites, pay for online subscriptions, and make other online transactions.
AVOID CURRENCY CONVERSION CHARGES
When you make online transactions in US dollars with a naira debit card, you will be charged a currency conversion fee by your bank. However, with a dollar card, you can avoid these charges and make transactions at the prevailing exchange rate.
SAFE AND SECURE TRANSACTIONS
Dollar cards offer safe and secure transactions, protecting you from fraud and other online scams. They also provide an additional layer of security when making online transactions, ensuring that your personal and financial information is protected.
HOW TO GET A DOLLAR CARD ONLINE IN NIGERIA
If you’re looking to get a virtual dollar card in Nigeria, there are several providers to choose from. Here are the steps to follow to get a dollar card online in Nigeria:
STEP 1: CHOOSE A PROVIDER
Research and choose a provider that suits your needs. Some popular providers in Nigeria include ALAT by Wema Bank, Barter by Flutterwave, Eyowo, and Bitsika. Make sure to compare the fees, withdrawal limits, spending limits, and security features of each virtual dollar card provider before making a decision.
STEP 2: SIGN UP AND VERIFY YOUR ACCOUNT
Once you’ve chosen a provider, sign up for an account and complete the verification process. You will typically need to provide your BVN or NIN, as well as other personal information. This step is necessary to ensure that your account is secure and to comply with regulatory requirements.
STEP 3: CREATE YOUR VIRTUAL DOLLAR CARD
After verifying your account, create your virtual dollar card. You may be able to choose between a Visa or Mastercard, and some providers may offer multi-functional or platform-specific cards. Make sure to note down your card number and other details for future reference.
STEP 4: ADD FUNDS TO YOUR CARD
To start using your virtual dollar card, you’ll need to add funds to it. This can typically be done through a bank transfer or using your debit card. Some providers may also offer wallet funding options.
STEP 5: START USING YOUR CARD
Once you’ve added funds to your card, you can start using it for online transactions and payments. Make sure to use secure and safe payment gateways and methods to avoid fraud. Keep track of your spending and withdrawal limits to avoid any surprises.
CONCLUSION
Overall, getting a virtual dollar card online in Nigeria is an efficient and convenient payment method for online transactions. Make sure to choose a provider that suits your needs and follow the steps outlined above to get started. Within the article, we showed the benefits of how a dollar card is a convenient payment option for Nigerians who need to make international transactions in US dollars. With the increasing popularity of virtual dollar cards, it is becoming easier to obtain a dollar card without the need for a physical visit to a bank.
