10 Best Banks For Online Business in Nigeria (2024)

A bank account is required for any business to save money and carry out transactions. Many businesses are resorting to online banks in today’s digital age. Whether you manage a little business or a multibillion-dollar multinational, you require an internet business banking solution that will meet your requirements. We’ve compiled a list of ten of the leading banks for online business banking in Nigeria to assist you choose the best out of the many options available.

best banks in nigeria

Do you want to know the answer right away? The best online business banking accounts come from Guaranteed Trust Bank or GTCO. Let’s discover others below.


Whether you’re a little firm or a multibillion-naira conglomerate, one of these ten best Nigerian banks with online business banking systems will meet your demands.


Guaranty Trust Bank Plc is a renowned bank that provides a variety of services including online/internet banking, retail banking, corporate banking, and investment banking. Banking and finance aren’t everyone’s cup of tea. That’s why GTB offers a comprehensive range of services to ensure that banking does not interfere with your daily routine. Don’t stand in line; instead, go on to GTBank’s e-banking services for the greatest banking experience possible, anytime, anywhere.

Customers may rely on GTBank’s professional team to provide exceptional personal and business banking. Opening savings and current accounts, nonresident Nigerian service, private banking, online banking, and A.T.M. and P.O.S. are all part of GTbank’s personal banking services. While business banking offers a GT business account, corporate and commercial banking, S.M.E. and loans and advances, among other services.


First Bank, which has been providing superior banking services in Nigeria for over 125 years, provides a broad variety of retail and business financial services. First Bank provides financial services that fit your needs, whether you’re at work or at home, wherever you are, anytime you want. Their mobile and e-banking services are tailored to meet your needs.

First Bank’s internet banking platform enables you, as a customer, to conduct activities such as fund transfers, bill payments, and other financial transactions over the internet, at any time and from any location. All of this may be done from anywhere in the world using an internet-enabled mobile phone, PC, or tablet.

First Bank, on the other hand, is one of Nigeria’s best banks for personal and business banking. The bank, which was founded in 1894, presently has around 900 branches throughout Nigeria. You may rest assured that First Bank will provide you with the greatest banking services available.


Zenith Bank P.L.C. is a global financial services conglomerate that uses cutting-edge technologies to provide financial services around the world. Electronic banking solutions from Zenith Bank can keep you linked to your money no matter where you are on the earth. Whichever platform you choose, you will find it really useful and will be able to quickly take advantage of the efficiencies it offers to increase your productivity.

With Personal Internet Banking, you’ll be able to bank on your own terms, anytime and whenever you want. You can now pay invoices, obtain cheque books, transfer funds between accounts, and download forms and paperwork for our many products and services with ease. For mobile banking, download the Zenith Bank app. Our mobile banking app can turn your smartphone into a formidable banking tool with only a few clicks.


The United Bank for Africa, or UBA, is another notable bank on this list of the top banks in Nigeria for online business banking. UBA Online Banking provides you unfettered and protected access to your account from any computer, tablet, smartphone, or other mobile phone, at any time and from any location. UBA’s internet banking technology has been upgraded to make it more secure.

It also assists you in better budgeting by automating a variety of activities that you undertake on a monthly basis. Enjoy the convenience of the UBA Mobile Banking App’s time-saving features. All of your transactions can be completed quickly and conveniently on your mobile phone. Corporate banking and personal banking are UBA’s main services, which include business banking, internet banking, money transfers, online banking, and more.


Standard Chartered Bank Nigeria is another of Nigeria’s leading banks for internet and commercial banking. The Bank offers one of the greatest business banking services, including a free online banking platform that is efficient, safe, and simple to use, as well as a fair exchange rate service.

Standard Chartered Bank offers a variety of advantages when it comes to online banking. All you need is an Internet-connected computer or a mobile phone, as well as the ability to enrol for Online Banking. You will be able to take use of the following advantages: Bill payments, checking balances, and transaction histories for deposit and investment accounts are all up to date.

Standard Chartered Online is a cutting-edge online banking service that you may customize to meet your specific banking requirements. It provides you with convenient 24-hour banking services ranging from daily account transfer activities to real-time financial data.


Sterling Bank PLC has reinvented itself to provide both personal and business banking services, as well as a few more banking services. Private banking and wealth management, agent banking, a commercial agriculture credit scheme, and loans to the telecom, electricity, and steel sectors are among the company’s offerings.

Sterling Onepay is their new multichannel personal mobile and internet banking service. The solution provides a wide range of financial, informative, and lifestyle services, allowing you to have a consistent banking experience across mobile and online. Furthermore, OneBank is a 100% digital banking app provided by Sterling Bank.


Fidelity Online Banking is your gateway to a plethora of opportunities tailored to your specific personal and business requirements. Imagine a world where paying your bills takes less time than making a cup of coffee. Why go to the bank when you can have it come to you?
What can you get out of online banking? You may buy airtime, pay bills, buy plane tickets, simplify and speed up payments, and set transaction limits.

You can also send payments in bulk to up to 1000 recipients at once, which is useful for salary and vendor payments. With Fidelity Online Banking, you’ll also benefit from increased security thanks to multiple levels of transaction authorization. Fidelity Bank also offers a variety of tailored products, including corporate banking, S.M.E. banking, private banking, and online banking, to a variety of clientele.


Union Bank improves people’s lives by providing the simplest, most intelligent solutions and providing the greatest banking services. Union Bank, like its counterparts, is revamping its services to match its galloping Stallion image. UnionOnline allows you to access your Union Bank accounts, monitor balances, transfer payments, and pay bills online in a quick, secure, and easy manner.

It is an online banking platform that allows users to access financial services in a secure and convenient manner. Union Bank is one of the top banks in Nigeria for online business banking because of this.


Stanbic IBTC Bank has approximately 180 branches and 560 physical ATMs in the local area, providing outstanding financial services. Its expert workforce continues to grow in order to meet your need for great services. The bank’s personal and business banking services are excellent, offering an unrivaled range of financial services, loans, savings, investments, and stockbroking.

With Stanbic IBTC Bank’s internet banking, you may make transfers, payments, and track your account from anywhere in the world in a protected and secure setting.


Ecobank Nigeria PLC serves a wide range of customers with personal and business banking services, including retail, wholesale banking, treasury, and financial institutions, as well as capital markets and investment banking. Ecobank online internet banking, ATMs, and P.O.S. are some of the other personal bank services available.

With Ecobank, your Internet Banking experience is now smarter and safer than ever. Our Internet banking services provide them with a safer financial environment. The Ecobank Online service adheres to the strictest encryption standards—it is 128-bit protected.


Banks offer a variety of services and products to its consumers, including personal and business banking. One of these services is online banking, which allows users to conduct transactions via the internet. Most banks in Nigeria provide a combination of these services, which is beneficial if you own a small business.

However, if you’re a frequent business saver, you’ll want to perform your online transactions with a safe bank. We’ve compiled a list of 10 of the top banks in Nigeria for personal and commercial banking to assist you in making an informed decision.

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Oluchi Chukwu

Oluchi is a seasoned Information blogger, content developer and the editor of Nigerian Queries. She is a tech enthusiast who loves reading, writing and research

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